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Review

Fold Review: Bitcoin Rewards and DCA App

Updated: Jan 1, 2026

Alex Lewin

Written by Alex Lewin

Founder & Director of Content

Fold: Reviewed by BitcoinRamps

Fold logoFold

4.6

Fold offers a Bitcoin rewards Visa card and lets users auto-invest sats from purchases. One-time buys cost 0.95%, auto-stacks 1.0%, or 0% with Fold+ membership. The app features a Spin Wheel for random sats rewards.

Founded
2019
Headquarters
Miami, USA
KYC Required
Full KYC

Trading Fee

0% - 0.95%

Spread

~0.88%

BTC Price

$108,360

Sign-up Bonus

Spin wheel sats rewards

Pros

  • 0% buy fee with membership
  • Fun gamified rewards
  • Low buy minimum

Cons

  • Paid membership required
  • US only

Detailed Information

Regions Available
US only
US Available
Yes
Minimum Deposit
$1
KYC Details
Requires ID and SSN; card issued by Sutton Bank

Security Features

2FA
Cold storage
FDIC insurance on USD balances

Key Features

BTC rewards card
Auto stack
Direct deposit to BTC
Spin Wheel

Ready to get started with Fold?

Visit their website to create an account and start buying Bitcoin today.

Visit Fold